DESERT SUNLIGHT 300 LLC

Operating

Solar power plant

Capacity
202 MW
Primary fuel
Solar
County
Riverside County
Operator
FIRST SOLAR ENERGY LLC
Status
Operating
Commissioned
2013
EIA plant ID
57993
Coordinates
33.8231, -115.3939

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DESERT SUNLIGHT 300 LLC, a 202 MW Solar power plant in Riverside County, California. Operated by FIRST SOLAR ENERGY LLC, commissioned 2013.

Weather peril exposure

DESERT SUNLIGHT 300 LLC is a 202 MW solar power plant in Riverside County, CA, operated by FIRST SOLAR ENERGY LLC, commissioned in 2013. Riverside County carries elevated modeled catastrophe exposure in the FEMA National Risk Index, scoring 2.6 of 5 at the 40th national percentile. Wildfire is the leading peril, rated Very High by FEMA at the 100th percentile.

2.6 of 5Modeled catastrophe exposure
ElevatedExposure band
WildfireLeading peril
StandardInsurability signal

Riverside County hazard ratings

PerilFEMA ratingNational percentilePeril scoreShare of modeled lossEvents per year
WildfireVery High100th5.0 of 562%0.02
EarthquakeVery High98th4.9 of 512%0.12
Riverine floodingVery High98th4.9 of 519%7.4
Heat waveRelatively High72nd3.9 of 5<1%13.8
HailRelatively Moderate15th1.6 of 56%0.08
TornadoRelatively Moderate15th1.6 of 51%0.45
Strong windRelatively Moderate2nd1.1 of 5<1%0.23
Winter weatherRelatively Moderate0th1.0 of 5<1%2.4
LightningRelatively Moderate0th1.0 of 5<1%13.8
HurricaneVery Low0th1.0 of 5<1%0.01

Perils not assessed in Riverside County

These perils carry no usable National Risk Index figure for this county, so they are excluded from the scoring rather than scored zero. A zero would claim the peril was assessed and found benign.

PerilWhy it is not scored
Coastal floodingFEMA rating is "Not Applicable" for this county
Ice stormFEMA rating is "Not Applicable" for this county

Hail exposure and deductible structure

Hail scores 1.6 of 5, which sits in the 1% to 2% percentage deductible range carriers are quoting for that exposure. Named windstorm and severe convective wind score 1.6 of 5, indicating a 1% to 1% wind deductible. Ranges, not single figures. The final structure is set by the carrier.

Percentage hail deductible range: 1% to 2% of insured value. Wind deductible range: 1% to 1%. These are the structures commonly seen at this exposure, not an offer and not a rate.

Modeled annual loss for a 202 MW solar array

At an assumed replacement value of $0.90 per watt, or $181.8M insured, the modeled expected annual loss for a fixed tilt ground mount array in Riverside County is $114,530 a year, $567 per MW, 0.06% of insured value.

Heat is modeled as a production risk rather than a property loss: 2.2% of annual yield in this county.

Insurability signal: Standard. Wildfire carries 62% of modeled loss.

Model hail, wind and flood exposure for Riverside County in the weather risk calculator

Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile, and the modeled loss applies the Bywatts solar vulnerability layer. Full data sources and the solar vulnerability methodology are in the weather risk calculator.

Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level. The solar vulnerability layer that turns FEMA building loss into modeled solar loss was derived by Bywatts and revised on physical reasoning. It has not been reviewed by a practising underwriter.