Browse Energy Data by State

Weather peril risk by state

Bywatts carries FEMA National Risk Index hazard data for every US county, and scores each one for hail, hurricane, strong wind, tornado, flooding, wildfire and heat exposure. Across the 3,126 counties with a usable hail rating, 626 sit in the worst national quintile for hail.

States with the most counties in the worst national hail quintile

Each state hub carries its own county ranking, leading peril and insurability signal. Hail is singled out here because it drives the majority of insured solar loss dollars in the published claims studies, not because the other perils are absent.

Look up county hail, wind, flood and wildfire exposure in the weather risk calculator

Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Counts are of counties whose FEMA National Risk Index hail rating is usable. Resolution is county level, not site level.