WWRF SOLAR PLANT

Operating

Solar power plant

Capacity
2 MW
Primary fuel
Solar
County
Garfield County
Operator
SUNE U6 HOLDINGS LLC
Status
Operating
Commissioned
2009
EIA plant ID
56922
Coordinates
39.5228, -107.8133

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WWRF SOLAR PLANT, a 2 MW Solar power plant in Garfield County, Colorado. Operated by SUNE U6 HOLDINGS LLC, commissioned 2009.

Weather peril exposure

WWRF SOLAR PLANT is a 2 MW solar power plant in Garfield County, CO, operated by SUNE U6 HOLDINGS LLC, commissioned in 2009. Garfield County carries low modeled catastrophe exposure in the FEMA National Risk Index, scoring 1.2 of 5 at the 5th national percentile. Riverine flooding is the leading peril, rated Relatively Moderate by FEMA at the 89th percentile.

1.2 of 5Modeled catastrophe exposure
LowExposure band
Riverine floodingLeading peril
StandardInsurability signal

Garfield County hazard ratings

PerilFEMA ratingNational percentilePeril scoreShare of modeled lossEvents per year
Riverine floodingRelatively Moderate89th4.6 of 548%1.7
WildfireRelatively Moderate85th4.4 of 521%<0.01
EarthquakeRelatively Low60th3.4 of 51%<0.01
Ice stormVery Low17th1.7 of 5<1%0.01
HailVery Low15th1.6 of 526%0.13
Heat waveVery Low11th1.4 of 5<1%0.04
LightningRelatively High10th1.4 of 51%55.8
TornadoVery Low6th1.2 of 51%0.08
Strong windVery Low5th1.2 of 51%0.28
Winter weatherVery Low4th1.1 of 5<1%35.3

Perils not assessed in Garfield County

These perils carry no usable National Risk Index figure for this county, so they are excluded from the scoring rather than scored zero. A zero would claim the peril was assessed and found benign.

PerilWhy it is not scored
HurricaneFEMA rating is "Not Applicable" for this county
Coastal floodingFEMA rating is "Not Applicable" for this county

Hail exposure and deductible structure

Hail scores 1.6 of 5, which sits in the 1% to 2% percentage deductible range carriers are quoting for that exposure. Named windstorm and severe convective wind score 1.2 of 5, indicating a 1% to 1% wind deductible. Ranges, not single figures. The final structure is set by the carrier.

Percentage hail deductible range: 1% to 2% of insured value. Wind deductible range: 1% to 1%. These are the structures commonly seen at this exposure, not an offer and not a rate.

Modeled annual loss for a 2 MW solar array

At an assumed replacement value of $0.90 per watt, or $1.5M insured, the modeled expected annual loss for a fixed tilt ground mount array in Garfield County is $230 a year, $135 per MW, 0.02% of insured value.

Heat is modeled as a production risk rather than a property loss: 0.3% of annual yield in this county.

Insurability signal: Standard. Riverine flooding carries 48% of modeled loss.

Model hail, wind and flood exposure for Garfield County in the weather risk calculator

Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile, and the modeled loss applies the Bywatts solar vulnerability layer. Full data sources and the solar vulnerability methodology are in the weather risk calculator.

Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level. The solar vulnerability layer that turns FEMA building loss into modeled solar loss was derived by Bywatts and revised on physical reasoning. It has not been reviewed by a practising underwriter.