MICHIGAN CITY
OperatingCoal power plant
- Capacity
- 540 MW
- Primary fuel
- Coal
- County
- LaPorte County
- Operator
- NORTHERN INDIANA PUB SERV CO
- Status
- Operating
- Commissioned
- 1974
- EIA plant ID
- 997
- Coordinates
- 41.7218, -86.9098
MICHIGAN CITY, a 540 MW Coal power plant in LaPorte County, Indiana. Operated by NORTHERN INDIANA PUB SERV CO, commissioned 1974.
Weather peril exposure
MICHIGAN CITY is a 540 MW coal power plant in LaPorte County, IN, operated by NORTHERN INDIANA PUB SERV CO, commissioned in 1974. LaPorte County carries elevated modeled catastrophe exposure in the FEMA National Risk Index, scoring 3.1 of 5 at the 52nd national percentile. Heat wave is the leading peril, rated Relatively Low by FEMA at the 84th percentile.
The Bywatts loss layer is calibrated to solar PV hardware, so it is not applied to a coal plant. The ratings below are the FEMA National Risk Index county hazard ratings for this location.
LaPorte County hazard ratings
| Peril | FEMA rating | National percentile | Peril score | Events per year |
|---|---|---|---|---|
| Heat wave | Relatively Low | 84th | 4.3 of 5 | 4.0 |
| Tornado | Relatively High | 66th | 3.7 of 5 | 0.35 |
| Hail | Relatively Moderate | 62nd | 3.5 of 5 | 3.0 |
| Earthquake | Relatively Low | 46th | 2.8 of 5 | <0.01 |
| Strong wind | Relatively Moderate | 45th | 2.8 of 5 | 5.0 |
| Wildfire | Very Low | 36th | 2.4 of 5 | <0.01 |
| Lightning | Relatively Moderate | 25th | 2.0 of 5 | 42.1 |
| Coastal flooding | Very Low | 17th | 1.7 of 5 | 0.01 |
| Riverine flooding | Relatively Moderate | 14th | 1.6 of 5 | 0.36 |
| Hurricane | Very Low | 9th | 1.4 of 5 | <0.01 |
| Ice storm | Relatively Low | 6th | 1.3 of 5 | 1.2 |
| Winter weather | Relatively Moderate | 6th | 1.2 of 5 | 17.9 |
Model hail, wind and flood exposure for LaPorte County in the weather risk calculator
Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile. Full data sources and the solar vulnerability methodology are in the weather risk calculator.
Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level.