PERDUE SALISBURY PHOTOVOLTAIC
OperatingSolar power plant
- Capacity
- 1 MW
- Primary fuel
- Solar
- County
- Wicomico County
- Operator
- WASHINGTON GAS ENERGY SERVICES, INC.
- Status
- Operating
- Commissioned
- 2011
- EIA plant ID
- 57879
- Coordinates
- 38.3723, -75.5322
PERDUE SALISBURY PHOTOVOLTAIC, a 1 MW Solar power plant in Wicomico County, Maryland. Operated by WASHINGTON GAS ENERGY SERVICES, INC., commissioned 2011.
Weather peril exposure
PERDUE SALISBURY PHOTOVOLTAIC is a 1 MW solar power plant in Wicomico County, MD, operated by WASHINGTON GAS ENERGY SERVICES, INC., commissioned in 2011. Wicomico County carries moderate modeled catastrophe exposure in the FEMA National Risk Index, scoring 2.5 of 5 at the 38th national percentile. Hurricane is the leading peril, rated Relatively Moderate by FEMA at the 89th percentile.
Wicomico County hazard ratings
| Peril | FEMA rating | National percentile | Peril score | Share of modeled loss | Events per year |
|---|---|---|---|---|---|
| Hurricane | Relatively Moderate | 89th | 4.5 of 5 | 72% | 0.22 |
| Coastal flooding | Relatively Low | 77th | 4.1 of 5 | 11% | 3.6 |
| Wildfire | Relatively Low | 72nd | 3.9 of 5 | 2% | <0.01 |
| Winter weather | Relatively Moderate | 58th | 3.3 of 5 | <1% | 6.0 |
| Ice storm | Relatively Moderate | 51st | 3.1 of 5 | 1% | 0.34 |
| Earthquake | Relatively Low | 44th | 2.7 of 5 | <1% | <0.01 |
| Strong wind | Relatively Low | 30th | 2.2 of 5 | 2% | 1.6 |
| Lightning | Relatively Moderate | 22nd | 1.9 of 5 | <1% | 35.2 |
| Tornado | Relatively Low | 18th | 1.7 of 5 | 2% | 0.12 |
| Hail | Very Low | 15th | 1.6 of 5 | 7% | 0.82 |
| Riverine flooding | Relatively Low | 2nd | 1.1 of 5 | 3% | 0.71 |
| Heat wave | Relatively Low | 0th | 1.0 of 5 | <1% | 4.2 |
Hail exposure and deductible structure
Hail scores 1.6 of 5, which sits in the 1% to 2% percentage deductible range carriers are quoting for that exposure. Named windstorm and severe convective wind score 4.5 of 5, indicating a 5% to 10% wind deductible. Ranges, not single figures. The final structure is set by the carrier.
Percentage hail deductible range: 1% to 2% of insured value. Wind deductible range: 5% to 10%. These are the structures commonly seen at this exposure, not an offer and not a rate.
Modeled annual loss for a 1 MW solar array
At an assumed replacement value of $0.90 per watt, or $900,000 insured, the modeled expected annual loss for a fixed tilt ground mount array in Wicomico County is $534 a year, $534 per MW, 0.06% of insured value.
Heat is modeled as a production risk rather than a property loss: 0.0% of annual yield in this county.
Insurability signal: Constrained. Named windstorm and severe wind at 4.5 of 5.
Model hail, wind and flood exposure for Wicomico County in the weather risk calculator
Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile, and the modeled loss applies the Bywatts solar vulnerability layer. Full data sources and the solar vulnerability methodology are in the weather risk calculator.
Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level. The solar vulnerability layer that turns FEMA building loss into modeled solar loss was derived by Bywatts and revised on physical reasoning. It has not been reviewed by a practising underwriter.