ROCK HALL

Operating

Solar power plant

Capacity
1 MW
Primary fuel
Solar
County
Kent County
Operator
WASHINGTON GAS ENERGY SERVICES, INC.
Status
Operating
Commissioned
2012
EIA plant ID
58241
Coordinates
39.1461, -76.2325

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ROCK HALL, a 1 MW Solar power plant in Kent County, Maryland. Operated by WASHINGTON GAS ENERGY SERVICES, INC., commissioned 2012.

Weather peril exposure

ROCK HALL is a 1 MW solar power plant in Kent County, MD, operated by WASHINGTON GAS ENERGY SERVICES, INC., commissioned in 2012. Kent County carries moderate modeled catastrophe exposure in the FEMA National Risk Index, scoring 2.5 of 5 at the 37th national percentile. Coastal flooding is the leading peril, rated Relatively Low by FEMA at the 91st percentile.

2.5 of 5Modeled catastrophe exposure
ModerateExposure band
Coastal floodingLeading peril
StandardInsurability signal

Kent County hazard ratings

PerilFEMA ratingNational percentilePeril scoreShare of modeled lossEvents per year
Coastal floodingRelatively Low91st4.6 of 529%3.7
HurricaneRelatively Low87th4.5 of 554%0.07
Strong windRelatively Low69th3.7 of 57%7.1
EarthquakeVery Low64th3.6 of 5<1%<0.01
Winter weatherRelatively Low46th2.9 of 5<1%8.5
Ice stormRelatively Low42nd2.7 of 51%0.77
LightningRelatively Moderate40th2.6 of 5<1%35.9
WildfireVery Low40th2.6 of 5<1%<0.01
TornadoVery Low26th2.1 of 53%0.26
HailVery Low5th1.2 of 51%2.8
Riverine floodingVery Low2nd1.1 of 53%0.75
Heat waveRelatively Low1st1.0 of 5<1%5.5

Hail exposure and deductible structure

Hail scores 1.2 of 5, which sits in the 1% to 2% percentage deductible range carriers are quoting for that exposure. Named windstorm and severe convective wind score 4.5 of 5, indicating a 2% to 5% wind deductible. Ranges, not single figures. The final structure is set by the carrier.

Percentage hail deductible range: 1% to 2% of insured value. Wind deductible range: 2% to 5%. These are the structures commonly seen at this exposure, not an offer and not a rate.

Modeled annual loss for a 1 MW solar array

At an assumed replacement value of $0.90 per watt, or $900,000 insured, the modeled expected annual loss for a fixed tilt ground mount array in Kent County is $512 a year, $512 per MW, 0.06% of insured value.

Heat is modeled as a production risk rather than a property loss: 0.0% of annual yield in this county.

Insurability signal: Standard. Named windstorm and severe wind at 4.5 of 5.

Model hail, wind and flood exposure for Kent County in the weather risk calculator

Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile, and the modeled loss applies the Bywatts solar vulnerability layer. Full data sources and the solar vulnerability methodology are in the weather risk calculator.

Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level. The solar vulnerability layer that turns FEMA building loss into modeled solar loss was derived by Bywatts and revised on physical reasoning. It has not been reviewed by a practising underwriter.