SMITH ISLAND
OperatingOil power plant
- Capacity
- 2 MW
- Primary fuel
- Oil
- County
- Somerset County
- Operator
- A & N ELECTRIC COOP
- Status
- Operating
- Commissioned
- 1994
- EIA plant ID
- 6391
- Coordinates
- 37.9955, -76.0389
SMITH ISLAND, a 2 MW Oil power plant in Somerset County, Maryland. Operated by A & N ELECTRIC COOP, commissioned 1994.
Weather peril exposure
SMITH ISLAND is a 2 MW oil power plant in Somerset County, MD, operated by A & N ELECTRIC COOP, commissioned in 1994. Somerset County carries elevated modeled catastrophe exposure in the FEMA National Risk Index, scoring 3.2 of 5 at the 54th national percentile. Coastal flooding is the leading peril, rated Relatively High by FEMA at the 96th percentile.
The Bywatts loss layer is calibrated to solar PV hardware, so it is not applied to an oil plant. The ratings below are the FEMA National Risk Index county hazard ratings for this location.
Somerset County hazard ratings
| Peril | FEMA rating | National percentile | Peril score | Events per year |
|---|---|---|---|---|
| Coastal flooding | Relatively High | 96th | 4.8 of 5 | 3.7 |
| Hurricane | Relatively Moderate | 89th | 4.6 of 5 | 0.22 |
| Wildfire | Relatively Low | 83rd | 4.3 of 5 | <0.01 |
| Ice storm | Relatively Low | 64th | 3.5 of 5 | 0.34 |
| Strong wind | Relatively Low | 50th | 3.0 of 5 | 1.5 |
| Earthquake | Very Low | 41st | 2.6 of 5 | <0.01 |
| Winter weather | Relatively Low | 24th | 2.0 of 5 | 5.2 |
| Lightning | Very Low | 24th | 2.0 of 5 | 35.9 |
| Hail | Very Low | 16th | 1.7 of 5 | 0.95 |
| Tornado | Very Low | 15th | 1.6 of 5 | 0.21 |
| Riverine flooding | Very Low | 2nd | 1.1 of 5 | 0.46 |
| Heat wave | Very Low | 1st | 1.0 of 5 | 4.0 |
Model hail, wind and flood exposure for Somerset County in the weather risk calculator
Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile. Full data sources and the solar vulnerability methodology are in the weather risk calculator.
Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level.