DOUGLAS SOLAR

Operating

Solar power plant

Capacity
2 MW
Primary fuel
Solar
County
Worcester County
Operator
CONSOLIDATED EDISON DEVELOPMENT INC.
Status
Operating
Commissioned
2012
EIA plant ID
57934
Coordinates
42.0589, -71.7312

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DOUGLAS SOLAR, a 2 MW Solar power plant in Worcester County, Massachusetts. Operated by CONSOLIDATED EDISON DEVELOPMENT INC., commissioned 2012.

Weather peril exposure

DOUGLAS SOLAR is a 2 MW solar power plant in Worcester County, MA, operated by CONSOLIDATED EDISON DEVELOPMENT INC., commissioned in 2012. Worcester County carries low modeled catastrophe exposure in the FEMA National Risk Index, scoring 1.7 of 5 at the 18th national percentile. Hurricane is the leading peril, rated Relatively High by FEMA at the 84th percentile.

1.7 of 5Modeled catastrophe exposure
LowExposure band
HurricaneLeading peril
StandardInsurability signal

Worcester County hazard ratings

PerilFEMA ratingNational percentilePeril scoreShare of modeled lossEvents per year
HurricaneRelatively High84th4.4 of 574%0.13
Ice stormVery High78th4.1 of 56%3.0
EarthquakeRelatively Low52nd3.1 of 51%<0.01
WildfireVery Low31st2.2 of 5<1%<0.01
TornadoRelatively Moderate24th2.0 of 55%0.38
LightningRelatively High23rd1.9 of 5<1%22.5
Winter weatherRelatively Moderate23rd1.9 of 5<1%19.3
Strong windRelatively High20th1.8 of 52%1.3
Riverine floodingRelatively High16th1.6 of 59%3.8
Heat waveRelatively Moderate7th1.3 of 5<1%4.4
HailRelatively Moderate5th1.2 of 52%2.6

Perils not assessed in Worcester County

These perils carry no usable National Risk Index figure for this county, so they are excluded from the scoring rather than scored zero. A zero would claim the peril was assessed and found benign.

PerilWhy it is not scored
Coastal floodingFEMA rating is "Not Applicable" for this county

Hail exposure and deductible structure

Hail scores 1.2 of 5, which sits in the 1% to 2% percentage deductible range carriers are quoting for that exposure. Named windstorm and severe convective wind score 4.4 of 5, indicating a 2% to 5% wind deductible. Ranges, not single figures. The final structure is set by the carrier.

Percentage hail deductible range: 1% to 2% of insured value. Wind deductible range: 2% to 5%. These are the structures commonly seen at this exposure, not an offer and not a rate.

Modeled annual loss for a 2 MW solar array

At an assumed replacement value of $0.90 per watt, or $1.8M insured, the modeled expected annual loss for a fixed tilt ground mount array in Worcester County is $543 a year, $271 per MW, 0.03% of insured value.

Heat is modeled as a production risk rather than a property loss: 0.2% of annual yield in this county.

Insurability signal: Standard. Named windstorm and severe wind at 4.4 of 5.

Model hail, wind and flood exposure for Worcester County in the weather risk calculator

Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile, and the modeled loss applies the Bywatts solar vulnerability layer. Full data sources and the solar vulnerability methodology are in the weather risk calculator.

Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level. The solar vulnerability layer that turns FEMA building loss into modeled solar loss was derived by Bywatts and revised on physical reasoning. It has not been reviewed by a practising underwriter.