GROVELAND SOLAR

Operating

Solar power plant

Capacity
3 MW
Primary fuel
Solar
County
Essex County
Operator
CONSOLIDATED EDISON DEVELOPMENT INC.
Status
Operating
Commissioned
2012
EIA plant ID
57989
Coordinates
42.7511, -71.0372

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GROVELAND SOLAR, a 3 MW Solar power plant in Essex County, Massachusetts. Operated by CONSOLIDATED EDISON DEVELOPMENT INC., commissioned 2012.

Weather peril exposure

GROVELAND SOLAR is a 3 MW solar power plant in Essex County, MA, operated by CONSOLIDATED EDISON DEVELOPMENT INC., commissioned in 2012. Essex County carries low modeled catastrophe exposure in the FEMA National Risk Index, scoring 1.7 of 5 at the 17th national percentile. Coastal flooding is the leading peril, rated Very High by FEMA at the 88th percentile.

1.7 of 5Modeled catastrophe exposure
LowExposure band
Coastal floodingLeading peril
StandardInsurability signal

Essex County hazard ratings

PerilFEMA ratingNational percentilePeril scoreShare of modeled lossEvents per year
Coastal floodingVery High88th4.5 of 545%8.1
HurricaneRelatively High76th4.0 of 529%0.17
EarthquakeRelatively Moderate75th4.0 of 51%<0.01
Ice stormVery High68th3.7 of 54%1.5
Riverine floodingRelatively High38th2.5 of 512%2.7
WildfireVery Low27th2.1 of 5<1%<0.01
TornadoRelatively High23rd1.9 of 55%0.12
Strong windRelatively High13th1.5 of 51%0.75
LightningRelatively High11th1.4 of 5<1%19.4
Winter weatherRelatively Low10th1.4 of 5<1%15.1
Heat waveRelatively Moderate7th1.3 of 5<1%5.1
HailVery Low4th1.1 of 52%1.8

Hail exposure and deductible structure

Hail scores 1.1 of 5, which sits in the 1% to 2% percentage deductible range carriers are quoting for that exposure. Named windstorm and severe convective wind score 4.0 of 5, indicating a 2% to 5% wind deductible. Ranges, not single figures. The final structure is set by the carrier.

Percentage hail deductible range: 1% to 2% of insured value. Wind deductible range: 2% to 5%. These are the structures commonly seen at this exposure, not an offer and not a rate.

Modeled annual loss for a 3 MW solar array

At an assumed replacement value of $0.90 per watt, or $2.9M insured, the modeled expected annual loss for a fixed tilt ground mount array in Essex County is $849 a year, $265 per MW, 0.03% of insured value.

Heat is modeled as a production risk rather than a property loss: 0.2% of annual yield in this county.

Insurability signal: Standard. Named windstorm and severe wind at 4.0 of 5.

Model hail, wind and flood exposure for Essex County in the weather risk calculator

Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile, and the modeled loss applies the Bywatts solar vulnerability layer. Full data sources and the solar vulnerability methodology are in the weather risk calculator.

Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level. The solar vulnerability layer that turns FEMA building loss into modeled solar loss was derived by Bywatts and revised on physical reasoning. It has not been reviewed by a practising underwriter.