CARO
OperatingOil power plant
- Capacity
- 9 MW
- Primary fuel
- Oil
- County
- Tuscola County
- Operator
- THUMB ELECTRIC COOP OF MICH
- Status
- Operating
- Commissioned
- 1949
- EIA plant ID
- 1874
- Coordinates
- 43.4664, -83.3274
CARO, a 9 MW Oil power plant in Tuscola County, Michigan. Operated by THUMB ELECTRIC COOP OF MICH, commissioned 1949.
Weather peril exposure
CARO is a 9 MW oil power plant in Tuscola County, MI, operated by THUMB ELECTRIC COOP OF MICH, commissioned in 1949. Tuscola County carries elevated modeled catastrophe exposure in the FEMA National Risk Index, scoring 2.9 of 5 at the 48th national percentile. Strong wind is the leading peril, rated Relatively High by FEMA at the 93rd percentile.
The Bywatts loss layer is calibrated to solar PV hardware, so it is not applied to an oil plant. The ratings below are the FEMA National Risk Index county hazard ratings for this location.
Tuscola County hazard ratings
| Peril | FEMA rating | National percentile | Peril score | Events per year |
|---|---|---|---|---|
| Strong wind | Relatively High | 93rd | 4.7 of 5 | 4.0 |
| Riverine flooding | Relatively Moderate | 84th | 4.4 of 5 | 0.71 |
| Heat wave | Relatively Low | 79th | 4.2 of 5 | 2.1 |
| Ice storm | Relatively Moderate | 67th | 3.7 of 5 | 0.82 |
| Hail | Relatively Low | 54th | 3.2 of 5 | 2.2 |
| Tornado | Relatively Moderate | 54th | 3.1 of 5 | 0.32 |
| Lightning | Relatively Low | 49th | 3.0 of 5 | 30.8 |
| Winter weather | Relatively High | 38th | 2.5 of 5 | 11.7 |
| Hurricane | Very Low | 36th | 2.5 of 5 | 0.02 |
| Coastal flooding | Very Low | 24th | 2.0 of 5 | 0.02 |
| Wildfire | Very Low | 24th | 2.0 of 5 | <0.01 |
| Earthquake | Very Low | 19th | 1.8 of 5 | <0.01 |
Model hail, wind and flood exposure for Tuscola County in the weather risk calculator
Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile. Full data sources and the solar vulnerability methodology are in the weather risk calculator.
Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level.