HARBOR BEACH
OperatingCoal power plant
- Capacity
- 125 MW
- Primary fuel
- Coal
- County
- Huron County
- Operator
- THE DTE ELECTRIC COMPANY
- Status
- Operating
- EIA plant ID
- 1731
- Coordinates
- 43.8518, -82.6440
HARBOR BEACH, a 125 MW Coal power plant in Huron County, Michigan. Operated by THE DTE ELECTRIC COMPANY.
Weather peril exposure
HARBOR BEACH is a 125 MW coal power plant in Huron County, MI, operated by THE DTE ELECTRIC COMPANY. Huron County carries moderate modeled catastrophe exposure in the FEMA National Risk Index, scoring 2.4 of 5 at the 35th national percentile. Heat wave is the leading peril, rated Relatively Low by FEMA at the 79th percentile.
The Bywatts loss layer is calibrated to solar PV hardware, so it is not applied to a coal plant. The ratings below are the FEMA National Risk Index county hazard ratings for this location.
Huron County hazard ratings
| Peril | FEMA rating | National percentile | Peril score | Events per year |
|---|---|---|---|---|
| Heat wave | Relatively Low | 79th | 4.1 of 5 | 1.9 |
| Lightning | Relatively Low | 78th | 4.1 of 5 | 27.9 |
| Strong wind | Relatively Moderate | 75th | 4.0 of 5 | 2.1 |
| Hail | Relatively Low | 47th | 2.9 of 5 | 1.3 |
| Ice storm | Relatively Low | 46th | 2.8 of 5 | 0.55 |
| Hurricane | Very Low | 43rd | 2.7 of 5 | 0.03 |
| Winter weather | Relatively High | 42nd | 2.7 of 5 | 14.5 |
| Tornado | Relatively Low | 40th | 2.6 of 5 | 0.36 |
| Riverine flooding | Relatively Low | 36th | 2.4 of 5 | 0.43 |
| Coastal flooding | Very Low | 28th | 2.1 of 5 | 0.02 |
| Wildfire | Very Low | 19th | 1.8 of 5 | <0.01 |
| Earthquake | Very Low | 16th | 1.6 of 5 | <0.01 |
Model hail, wind and flood exposure for Huron County in the weather risk calculator
Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile. Full data sources and the solar vulnerability methodology are in the weather risk calculator.
Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level.