HART
OperatingPower plant
- Capacity
- 5 MW
- County
- Oceana County
- Operator
- CITY OF HART HYDRO - (MI)
- Status
- Operating
- Commissioned
- 1964
- EIA plant ID
- 1827
- Coordinates
- 43.7041, -86.3662
HART, a 5 MW power plant in Oceana County, Michigan. Operated by CITY OF HART HYDRO - (MI), commissioned 1964.
Weather peril exposure
HART is a 5 MW power plant in Oceana County, MI, operated by CITY OF HART HYDRO - (MI), commissioned in 1964. Oceana County carries low modeled catastrophe exposure in the FEMA National Risk Index, scoring 1.6 of 5 at the 16th national percentile. Strong wind is the leading peril, rated Relatively High by FEMA at the 96th percentile.
The Bywatts loss layer is calibrated to solar PV hardware, so it is not applied to this plant. The ratings below are the FEMA National Risk Index county hazard ratings for this location.
Oceana County hazard ratings
| Peril | FEMA rating | National percentile | Peril score | Events per year |
|---|---|---|---|---|
| Strong wind | Relatively High | 96th | 4.8 of 5 | 1.3 |
| Heat wave | Very Low | 78th | 4.1 of 5 | 1.7 |
| Ice storm | Relatively Low | 49th | 3.0 of 5 | 0.88 |
| Winter weather | Relatively High | 35th | 2.4 of 5 | 29.0 |
| Wildfire | Very Low | 32nd | 2.3 of 5 | <0.01 |
| Tornado | Relatively Low | 26th | 2.1 of 5 | 0.21 |
| Riverine flooding | Relatively Low | 20th | 1.8 of 5 | 0.29 |
| Coastal flooding | Very Low | 20th | 1.8 of 5 | 0.01 |
| Hail | Very Low | 18th | 1.7 of 5 | 0.86 |
| Lightning | Relatively Low | 14th | 1.6 of 5 | 30.0 |
| Hurricane | Very Low | 14th | 1.6 of 5 | <0.01 |
| Earthquake | Very Low | 11th | 1.5 of 5 | <0.01 |
Model hail, wind and flood exposure for Oceana County in the weather risk calculator
Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile. Full data sources and the solar vulnerability methodology are in the weather risk calculator.
Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level.