ROCK FARM

Operating

Solar power plant

Primary fuel
Solar
County
Richmond County
Operator
ROCK FARM LLC
Status
Operating
Commissioned
2013
EIA plant ID
58347
Coordinates
34.9659, -79.6112

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ROCK FARM, a Solar power plant in Richmond County, North Carolina. Operated by ROCK FARM LLC, commissioned 2013.

Weather peril exposure

ROCK FARM is a solar power plant in Richmond County, NC, operated by ROCK FARM LLC, commissioned in 2013. Richmond County carries elevated modeled catastrophe exposure in the FEMA National Risk Index, scoring 2.9 of 5 at the 47th national percentile. Hurricane is the leading peril, rated Relatively Moderate by FEMA at the 83rd percentile.

2.9 of 5Modeled catastrophe exposure
ElevatedExposure band
HurricaneLeading peril
StandardInsurability signal

Richmond County hazard ratings

PerilFEMA ratingNational percentilePeril scoreShare of modeled lossEvents per year
HurricaneRelatively Moderate83rd4.3 of 526%0.19
Ice stormRelatively Moderate77th4.1 of 52%1.3
WildfireRelatively Low71st3.8 of 52%<0.01
EarthquakeRelatively Low69th3.7 of 5<1%<0.01
TornadoRelatively Moderate64th3.6 of 510%0.23
Strong windRelatively Moderate55th3.2 of 53%2.8
HailRelatively Low47th2.9 of 552%3.7
LightningRelatively Moderate43rd2.7 of 5<1%53.9
Heat waveRelatively Low33rd2.3 of 5<1%6.2
Riverine floodingRelatively Low31st2.2 of 54%0.75
Winter weatherRelatively Moderate9th1.3 of 5<1%4.2

Perils not assessed in Richmond County

These perils carry no usable National Risk Index figure for this county, so they are excluded from the scoring rather than scored zero. A zero would claim the peril was assessed and found benign.

PerilWhy it is not scored
Coastal floodingFEMA rating is "Not Applicable" for this county

Hail exposure and deductible structure

Hail scores 2.9 of 5, which sits in the 2% to 5% percentage deductible range carriers are quoting for that exposure. Named windstorm and severe convective wind score 4.3 of 5, indicating a 2% to 5% wind deductible. Ranges, not single figures. The final structure is set by the carrier.

Percentage hail deductible range: 2% to 5% of insured value. Wind deductible range: 2% to 5%. These are the structures commonly seen at this exposure, not an offer and not a rate.

Model hail, wind and flood exposure for Richmond County in the weather risk calculator

Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile. Full data sources and the solar vulnerability methodology are in the weather risk calculator.

Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level. The solar vulnerability layer that turns FEMA building loss into modeled solar loss was derived by Bywatts and revised on physical reasoning. It has not been reviewed by a practising underwriter.