TWO LINES FARM
OperatingSolar power plant
- Primary fuel
- Solar
- County
- Catawba County
- Operator
- TWO LINES FARM LLC
- Status
- Operating
- Commissioned
- 2013
- EIA plant ID
- 58348
- Coordinates
- 35.6292, -81.3267
TWO LINES FARM, a Solar power plant in Catawba County, North Carolina. Operated by TWO LINES FARM LLC, commissioned 2013.
Weather peril exposure
TWO LINES FARM is a solar power plant in Catawba County, NC, operated by TWO LINES FARM LLC, commissioned in 2013. Catawba County carries moderate modeled catastrophe exposure in the FEMA National Risk Index, scoring 1.9 of 5 at the 23rd national percentile. Ice storm is the leading peril, rated Very High by FEMA at the 85th percentile.
Catawba County hazard ratings
| Peril | FEMA rating | National percentile | Peril score | Share of modeled loss | Events per year |
|---|---|---|---|---|---|
| Ice storm | Very High | 85th | 4.4 of 5 | 9% | 1.7 |
| Earthquake | Relatively Low | 71st | 3.8 of 5 | 1% | <0.01 |
| Lightning | Relatively High | 67th | 3.7 of 5 | 1% | 52.0 |
| Hurricane | Relatively Low | 62nd | 3.5 of 5 | 8% | 0.06 |
| Tornado | Relatively Moderate | 46th | 2.8 of 5 | 13% | 0.18 |
| Hail | Relatively Low | 36th | 2.4 of 5 | 59% | 5.3 |
| Riverine flooding | Relatively Moderate | 28th | 2.1 of 5 | 9% | 1.0 |
| Wildfire | Very Low | 25th | 2.0 of 5 | <1% | <0.01 |
| Strong wind | Relatively Moderate | 11th | 1.4 of 5 | 1% | 2.5 |
| Heat wave | Relatively Low | 11th | 1.4 of 5 | <1% | 0.69 |
| Winter weather | Relatively Moderate | 6th | 1.3 of 5 | <1% | 7.0 |
Perils not assessed in Catawba County
These perils carry no usable National Risk Index figure for this county, so they are excluded from the scoring rather than scored zero. A zero would claim the peril was assessed and found benign.
| Peril | Why it is not scored |
|---|---|
| Coastal flooding | FEMA rating is "Not Applicable" for this county |
Hail exposure and deductible structure
Hail scores 2.4 of 5, which sits in the 1% to 2% percentage deductible range carriers are quoting for that exposure. Named windstorm and severe convective wind score 3.5 of 5, indicating a 1% to 2% wind deductible. Ranges, not single figures. The final structure is set by the carrier.
Percentage hail deductible range: 1% to 2% of insured value. Wind deductible range: 1% to 2%. These are the structures commonly seen at this exposure, not an offer and not a rate.
Model hail, wind and flood exposure for Catawba County in the weather risk calculator
Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile. Full data sources and the solar vulnerability methodology are in the weather risk calculator.
Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level. The solar vulnerability layer that turns FEMA building loss into modeled solar loss was derived by Bywatts and revised on physical reasoning. It has not been reviewed by a practising underwriter.