BALDOCK SOLAR HIGHWAY

Operating

Solar power plant

Capacity
2 MW
Primary fuel
Solar
County
Clackamas County
Operator
PORTLAND GENERAL ELECTRIC CO
Status
Operating
Commissioned
2012
EIA plant ID
57882
Coordinates
45.2698, -122.7721

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BALDOCK SOLAR HIGHWAY, a 2 MW Solar power plant in Clackamas County, Oregon. Operated by PORTLAND GENERAL ELECTRIC CO, commissioned 2012.

Weather peril exposure

BALDOCK SOLAR HIGHWAY is a 2 MW solar power plant in Clackamas County, OR, operated by PORTLAND GENERAL ELECTRIC CO, commissioned in 2012. Clackamas County carries low modeled catastrophe exposure in the FEMA National Risk Index, scoring 1.5 of 5 at the 12th national percentile. Earthquake is the leading peril, rated Relatively High by FEMA at the 96th percentile.

1.5 of 5Modeled catastrophe exposure
LowExposure band
EarthquakeLeading peril
StandardInsurability signal

Clackamas County hazard ratings

PerilFEMA ratingNational percentilePeril scoreShare of modeled lossEvents per year
EarthquakeRelatively High96th4.8 of 518%0.02
Coastal floodingVery Low80th4.2 of 535%0.31
Heat waveRelatively Moderate67th3.7 of 5<1%4.9
WildfireRelatively Low66th3.7 of 54%<0.01
Strong windRelatively High61st3.4 of 513%0.08
Riverine floodingRelatively High39th2.5 of 516%0.93
Ice stormRelatively High35th2.4 of 51%1.1
Winter weatherRelatively High17th1.7 of 5<1%26.1
HailVery Low13th1.5 of 511%0.13
TornadoRelatively Low10th1.4 of 51%0.15
LightningRelatively High7th1.3 of 5<1%8.4

Perils not assessed in Clackamas County

These perils carry no usable National Risk Index figure for this county, so they are excluded from the scoring rather than scored zero. A zero would claim the peril was assessed and found benign.

PerilWhy it is not scored
HurricaneFEMA rating is "Not Applicable" for this county

Hail exposure and deductible structure

Hail scores 1.5 of 5, which sits in the 1% to 2% percentage deductible range carriers are quoting for that exposure. Named windstorm and severe convective wind score 3.4 of 5, indicating a 1% to 2% wind deductible. Ranges, not single figures. The final structure is set by the carrier.

Percentage hail deductible range: 1% to 2% of insured value. Wind deductible range: 1% to 2%. These are the structures commonly seen at this exposure, not an offer and not a rate.

Modeled annual loss for a 2 MW solar array

At an assumed replacement value of $0.90 per watt, or $1.5M insured, the modeled expected annual loss for a fixed tilt ground mount array in Clackamas County is $353 a year, $208 per MW, 0.02% of insured value.

Heat is modeled as a production risk rather than a property loss: 2.0% of annual yield in this county.

Insurability signal: Standard. Coastal flooding carries 35% of modeled loss.

Model hail, wind and flood exposure for Clackamas County in the weather risk calculator

Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile, and the modeled loss applies the Bywatts solar vulnerability layer. Full data sources and the solar vulnerability methodology are in the weather risk calculator.

Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level. The solar vulnerability layer that turns FEMA building loss into modeled solar loss was derived by Bywatts and revised on physical reasoning. It has not been reviewed by a practising underwriter.