OneEthos
Manufacturer
- Website
- oneethos.com
- Services
- In app support, Other
OneEthos is a pioneering fintech company dedicated to sustainable finance, providing innovative solar financing technology for both financial institutions and solar installers. The company operates at the intersection of financial technology and traditional banking, empowering mission-driven entities such as Community Banks, Credit Unions, CDFIs, and Green Banks to responsibly and profitably grow their loan portfolios. By facilitating affordable lending products, OneEthos actively contributes to addressing climate change and promoting ethical, socially conscious banking services.
For financial institutions, OneEthos offers a robust platform designed to generate demand for solar loans through seamless, point-of-sale software. This system connects lenders with a vetted network of solar installers, streamlining loan referrals. Furthermore, it provides essential impact reporting capabilities, assisting institutions in complying with regulations like GGRF and ECIP, while demonstrating positive social, environmental, and financial returns.
Solar installers benefit from the OneEthos technology platform through a simplified and expedited process. Their point-of-sale app, designed specifically for installers, offers rapid loan decisioning—often within 30 seconds—along with 100% financing and the elimination of dealer fees. The app includes a loan calculator, a pay-off scenario calculator, and robust tracking features, enabling installers to manage customer progress throughout the loan lifecycle and integrate with existing project management and CRM systems via APIs.
As a Certified B Corp and a public benefit corporation, OneEthos emphasizes transparency and ethical operations, notably being regulated by the Federal Reserve Bank. Since its establishment in 2022, the company has processed over $400 million in solar loan applications, significantly accelerating the delivery of sustainable and inclusive financial services across the United States.
Categories: Finance & Legal Services