LANCASTER BAPTIST CHURCH
OperatingSolar power plant
- Capacity
- 1 MW
- Primary fuel
- Solar
- County
- Los Angeles County
- Operator
- SOLARCITY CORPORATION
- Status
- Operating
- Commissioned
- 2011
- EIA plant ID
- 58634
- Coordinates
- 34.6928, -118.0542
LANCASTER BAPTIST CHURCH, a 1 MW Solar power plant in Los Angeles County, California. Operated by SOLARCITY CORPORATION, commissioned 2011.
Weather peril exposure
LANCASTER BAPTIST CHURCH is a 1 MW solar power plant in Los Angeles County, CA, operated by SOLARCITY CORPORATION, commissioned in 2011. Los Angeles County carries moderate modeled catastrophe exposure in the FEMA National Risk Index, scoring 2.0 of 5 at the 25th national percentile. Earthquake is the leading peril, rated Very High by FEMA at the 99th percentile.
Los Angeles County hazard ratings
| Peril | FEMA rating | National percentile | Peril score | Share of modeled loss | Events per year |
|---|---|---|---|---|---|
| Earthquake | Very High | 99th | 5.0 of 5 | 26% | 0.09 |
| Wildfire | Very High | 98th | 4.9 of 5 | 46% | <0.01 |
| Riverine flooding | Very High | 92nd | 4.7 of 5 | 21% | 4.0 |
| Heat wave | Relatively High | 50th | 3.0 of 5 | <1% | 9.5 |
| Coastal flooding | Relatively High | 34th | 2.4 of 5 | 1% | 2.2 |
| Tornado | Relatively High | 13th | 1.5 of 5 | 1% | 0.49 |
| Hail | Relatively Moderate | 12th | 1.5 of 5 | 6% | 0.10 |
| Strong wind | Relatively Moderate | 0th | 1.0 of 5 | <1% | 0.15 |
| Winter weather | Relatively Moderate | 0th | 1.0 of 5 | <1% | 6.6 |
| Lightning | Very High | 0th | 1.0 of 5 | <1% | 8.4 |
Perils not assessed in Los Angeles County
These perils carry no usable National Risk Index figure for this county, so they are excluded from the scoring rather than scored zero. A zero would claim the peril was assessed and found benign.
| Peril | Why it is not scored |
|---|---|
| Hurricane | FEMA rating is "No Rating" for this county |
| Ice storm | FEMA rating is "Not Applicable" for this county |
Hail exposure and deductible structure
Hail scores 1.5 of 5, which sits in the 1% to 2% percentage deductible range carriers are quoting for that exposure. Named windstorm and severe convective wind score 1.5 of 5, indicating a 1% to 1% wind deductible. Ranges, not single figures. The final structure is set by the carrier.
Percentage hail deductible range: 1% to 2% of insured value. Wind deductible range: 1% to 1%. These are the structures commonly seen at this exposure, not an offer and not a rate.
Modeled annual loss for a 1 MW solar array
At an assumed replacement value of $0.90 per watt, or $900,000 insured, the modeled expected annual loss for a fixed tilt ground mount array in Los Angeles County is $353 a year, $353 per MW, 0.04% of insured value.
Heat is modeled as a production risk rather than a property loss: 1.5% of annual yield in this county.
Insurability signal: Standard. Wildfire carries 46% of modeled loss.
Model hail, wind and flood exposure for Los Angeles County in the weather risk calculator
Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile, and the modeled loss applies the Bywatts solar vulnerability layer. Full data sources and the solar vulnerability methodology are in the weather risk calculator.
Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level. The solar vulnerability layer that turns FEMA building loss into modeled solar loss was derived by Bywatts and revised on physical reasoning. It has not been reviewed by a practising underwriter.