SANTA RITA JAIL

Operating

Solar power plant

Capacity
1 MW
Primary fuel
Solar
County
Alameda County
Operator
COUNTY OF ALAMEDA GSA
Status
Operating
Commissioned
2016
EIA plant ID
58625
Coordinates
37.7185, -121.8868

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SANTA RITA JAIL, a 1 MW Solar power plant in Alameda County, California. Operated by COUNTY OF ALAMEDA GSA, commissioned 2016.

Weather peril exposure

SANTA RITA JAIL is a 1 MW solar power plant in Alameda County, CA, operated by COUNTY OF ALAMEDA GSA, commissioned in 2016. Alameda County carries low modeled catastrophe exposure in the FEMA National Risk Index, scoring 1.6 of 5 at the 16th national percentile. Earthquake is the leading peril, rated Very High by FEMA at the 100th percentile.

1.6 of 5Modeled catastrophe exposure
LowExposure band
EarthquakeLeading peril
StandardInsurability signal

Alameda County hazard ratings

PerilFEMA ratingNational percentilePeril scoreShare of modeled lossEvents per year
EarthquakeVery High100th5.0 of 547%0.14
WildfireRelatively High91st4.6 of 521%<0.01
Riverine floodingVery High85th4.4 of 524%2.3
Coastal floodingRelatively High47th2.9 of 54%0.98
Heat waveRelatively High43rd2.7 of 5<1%7.1
TornadoRelatively Moderate11th1.4 of 51%0.09
HailRelatively Low7th1.3 of 53%0.04
Winter weatherVery Low4th1.2 of 5<1%0.69
Strong windVery Low1st1.0 of 5<1%0.04
LightningRelatively Low1st1.0 of 5<1%4.5

Perils not assessed in Alameda County

These perils carry no usable National Risk Index figure for this county, so they are excluded from the scoring rather than scored zero. A zero would claim the peril was assessed and found benign.

PerilWhy it is not scored
HurricaneFEMA rating is "Not Applicable" for this county
Ice stormFEMA rating is "Not Applicable" for this county

Hail exposure and deductible structure

Hail scores 1.3 of 5, which sits in the 1% to 2% percentage deductible range carriers are quoting for that exposure. Named windstorm and severe convective wind score 1.4 of 5, indicating a 1% to 1% wind deductible. Ranges, not single figures. The final structure is set by the carrier.

Percentage hail deductible range: 1% to 2% of insured value. Wind deductible range: 1% to 1%. These are the structures commonly seen at this exposure, not an offer and not a rate.

Modeled annual loss for a 1 MW solar array

At an assumed replacement value of $0.90 per watt, or $900,000 insured, the modeled expected annual loss for a fixed tilt ground mount array in Alameda County is $250 a year, $250 per MW, 0.03% of insured value.

Heat is modeled as a production risk rather than a property loss: 1.3% of annual yield in this county.

Insurability signal: Standard. Earthquake carries 47% of modeled loss.

Model hail, wind and flood exposure for Alameda County in the weather risk calculator

Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile, and the modeled loss applies the Bywatts solar vulnerability layer. Full data sources and the solar vulnerability methodology are in the weather risk calculator.

Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level. The solar vulnerability layer that turns FEMA building loss into modeled solar loss was derived by Bywatts and revised on physical reasoning. It has not been reviewed by a practising underwriter.