STATE FARM
OperatingPower plant
- Capacity
- 5 MW
- County
- McLean County
- Operator
- STATE FARM INSURANCE
- Status
- Operating
- Commissioned
- 1996
- EIA plant ID
- 7556
- Coordinates
- 40.4559, -88.9547
STATE FARM, a 5 MW power plant in McLean County, Illinois. Operated by STATE FARM INSURANCE, commissioned 1996.
Weather peril exposure
STATE FARM is a 5 MW power plant in McLean County, IL, operated by STATE FARM INSURANCE, commissioned in 1996. McLean County carries high modeled catastrophe exposure in the FEMA National Risk Index, scoring 3.4 of 5 at the 61st national percentile. Heat wave is the leading peril, rated Relatively Moderate by FEMA at the 89th percentile.
The Bywatts loss layer is calibrated to solar PV hardware, so it is not applied to this plant. The ratings below are the FEMA National Risk Index county hazard ratings for this location.
McLean County hazard ratings
| Peril | FEMA rating | National percentile | Peril score | Events per year |
|---|---|---|---|---|
| Heat wave | Relatively Moderate | 89th | 4.5 of 5 | 6.3 |
| Tornado | Relatively Moderate | 75th | 4.0 of 5 | 1.3 |
| Earthquake | Relatively Low | 70th | 3.8 of 5 | <0.01 |
| Hail | Relatively Moderate | 68th | 3.7 of 5 | 3.3 |
| Strong wind | Relatively Moderate | 62nd | 3.5 of 5 | 5.1 |
| Riverine flooding | Relatively Moderate | 54th | 3.2 of 5 | 1.3 |
| Winter weather | Relatively High | 48th | 2.9 of 5 | 10.8 |
| Ice storm | Relatively Moderate | 43rd | 2.7 of 5 | 1.5 |
| Lightning | Relatively Moderate | 24th | 1.9 of 5 | 46.8 |
| Hurricane | Very Low | 11th | 1.4 of 5 | <0.01 |
| Wildfire | Very Low | 7th | 1.3 of 5 | <0.01 |
Perils not assessed in McLean County
These perils carry no usable National Risk Index figure for this county, so they are excluded from the scoring rather than scored zero. A zero would claim the peril was assessed and found benign.
| Peril | Why it is not scored |
|---|---|
| Coastal flooding | FEMA rating is "Not Applicable" for this county |
Model hail, wind and flood exposure for McLean County in the weather risk calculator
Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile. Full data sources and the solar vulnerability methodology are in the weather risk calculator.
Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level.