MORGANTOWN GENERATING PLANT
OperatingCoal power plant
- Capacity
- 1,548 MW
- Primary fuel
- Coal
- County
- Charles County
- Operator
- NRG ENERGY
- Status
- Operating
- Commissioned
- 1973
- EIA plant ID
- 1573
- Coordinates
- 38.3593, -76.9761
MORGANTOWN GENERATING PLANT, a 1,548 MW Coal power plant in Charles County, Maryland. Operated by NRG ENERGY, commissioned 1973.
Weather peril exposure
MORGANTOWN GENERATING PLANT is a 1,548 MW coal power plant in Charles County, MD, operated by NRG ENERGY, commissioned in 1973. Charles County carries moderate modeled catastrophe exposure in the FEMA National Risk Index, scoring 2.1 of 5 at the 27th national percentile. Coastal flooding is the leading peril, rated Relatively Low by FEMA at the 82nd percentile.
The Bywatts loss layer is calibrated to solar PV hardware, so it is not applied to a coal plant. The ratings below are the FEMA National Risk Index county hazard ratings for this location.
Charles County hazard ratings
| Peril | FEMA rating | National percentile | Peril score | Events per year |
|---|---|---|---|---|
| Coastal flooding | Relatively Low | 82nd | 4.3 of 5 | 3.7 |
| Hurricane | Relatively Low | 74th | 3.9 of 5 | 0.09 |
| Strong wind | Relatively Moderate | 54th | 3.2 of 5 | 6.2 |
| Earthquake | Relatively Low | 54th | 3.1 of 5 | <0.01 |
| Hail | Relatively Low | 35th | 2.4 of 5 | 3.2 |
| Heat wave | Relatively Moderate | 33rd | 2.3 of 5 | 6.2 |
| Ice storm | Relatively Low | 32nd | 2.3 of 5 | 0.40 |
| Wildfire | Very Low | 26th | 2.0 of 5 | <0.01 |
| Winter weather | Relatively Moderate | 25th | 2.0 of 5 | 7.9 |
| Lightning | Relatively Moderate | 22nd | 1.9 of 5 | 39.7 |
| Tornado | Relatively Low | 20th | 1.8 of 5 | 0.45 |
| Riverine flooding | Relatively Low | 2nd | 1.1 of 5 | 1.7 |
Model hail, wind and flood exposure for Charles County in the weather risk calculator
Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile. Full data sources and the solar vulnerability methodology are in the weather risk calculator.
Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level.