UMMS AT POCOMOKE
OperatingSolar power plant
- Primary fuel
- Solar
- County
- Somerset County
- Operator
- CONSTELLATION SOLAR MARYLAND II LLC
- Status
- Operating
- Commissioned
- 2013
- EIA plant ID
- 58329
- Coordinates
- 38.0991, -75.6107
UMMS AT POCOMOKE, a Solar power plant in Somerset County, Maryland. Operated by CONSTELLATION SOLAR MARYLAND II LLC, commissioned 2013.
Weather peril exposure
UMMS AT POCOMOKE is a solar power plant in Somerset County, MD, operated by CONSTELLATION SOLAR MARYLAND II LLC, commissioned in 2013. Somerset County carries elevated modeled catastrophe exposure in the FEMA National Risk Index, scoring 3.2 of 5 at the 54th national percentile. Coastal flooding is the leading peril, rated Relatively High by FEMA at the 96th percentile.
Somerset County hazard ratings
| Peril | FEMA rating | National percentile | Peril score | Share of modeled loss | Events per year |
|---|---|---|---|---|---|
| Coastal flooding | Relatively High | 96th | 4.8 of 5 | 38% | 3.7 |
| Hurricane | Relatively Moderate | 89th | 4.6 of 5 | 47% | 0.22 |
| Wildfire | Relatively Low | 83rd | 4.3 of 5 | 3% | <0.01 |
| Ice storm | Relatively Low | 64th | 3.5 of 5 | 1% | 0.34 |
| Strong wind | Relatively Low | 50th | 3.0 of 5 | 2% | 1.5 |
| Earthquake | Very Low | 41st | 2.6 of 5 | <1% | <0.01 |
| Winter weather | Relatively Low | 24th | 2.0 of 5 | <1% | 5.2 |
| Lightning | Very Low | 24th | 2.0 of 5 | <1% | 35.9 |
| Hail | Very Low | 16th | 1.7 of 5 | 5% | 0.95 |
| Tornado | Very Low | 15th | 1.6 of 5 | 1% | 0.21 |
| Riverine flooding | Very Low | 2nd | 1.1 of 5 | 2% | 0.46 |
| Heat wave | Very Low | 1st | 1.0 of 5 | <1% | 4.0 |
Hail exposure and deductible structure
Hail scores 1.7 of 5, which sits in the 1% to 2% percentage deductible range carriers are quoting for that exposure. Named windstorm and severe convective wind score 4.6 of 5, indicating a 5% to 10% wind deductible. Ranges, not single figures. The final structure is set by the carrier.
Percentage hail deductible range: 1% to 2% of insured value. Wind deductible range: 5% to 10%. These are the structures commonly seen at this exposure, not an offer and not a rate.
Model hail, wind and flood exposure for Somerset County in the weather risk calculator
Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile. Full data sources and the solar vulnerability methodology are in the weather risk calculator.
Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level. The solar vulnerability layer that turns FEMA building loss into modeled solar loss was derived by Bywatts and revised on physical reasoning. It has not been reviewed by a practising underwriter.