LIVINGSTON SOLAR CANOPIES
OperatingSolar power plant
- Primary fuel
- Solar
- County
- Middlesex County
- Operator
- RUTGERS, THE STATE UNIVERSITY OF NJ
- Status
- Operating
- Commissioned
- 2013
- EIA plant ID
- 58505
- Coordinates
- 40.5275, -74.4383
LIVINGSTON SOLAR CANOPIES, a Solar power plant in Middlesex County, New Jersey. Operated by RUTGERS, THE STATE UNIVERSITY OF NJ, commissioned 2013.
Weather peril exposure
LIVINGSTON SOLAR CANOPIES is a solar power plant in Middlesex County, NJ, operated by RUTGERS, THE STATE UNIVERSITY OF NJ, commissioned in 2013. Middlesex County carries low modeled catastrophe exposure in the FEMA National Risk Index, scoring 1.6 of 5 at the 14th national percentile. Strong wind is the leading peril, rated Very High by FEMA at the 83rd percentile.
Middlesex County hazard ratings
| Peril | FEMA rating | National percentile | Peril score | Share of modeled loss | Events per year |
|---|---|---|---|---|---|
| Strong wind | Very High | 83rd | 4.3 of 5 | 27% | 6.9 |
| Earthquake | Relatively Moderate | 77th | 4.1 of 5 | 2% | <0.01 |
| Ice storm | Very High | 72nd | 3.9 of 5 | 5% | 1.0 |
| Hurricane | Relatively Moderate | 70th | 3.8 of 5 | 22% | 0.11 |
| Riverine flooding | Relatively High | 66th | 3.6 of 5 | 19% | 3.2 |
| Coastal flooding | Relatively High | 64th | 3.6 of 5 | 12% | 3.8 |
| Wildfire | Relatively Low | 50th | 3.0 of 5 | 1% | <0.01 |
| Winter weather | Very High | 46th | 2.9 of 5 | <1% | 10.6 |
| Tornado | Relatively High | 25th | 2.0 of 5 | 6% | 0.12 |
| Hail | Relatively Low | 8th | 1.3 of 5 | 4% | 2.4 |
| Lightning | Relatively Moderate | 8th | 1.3 of 5 | <1% | 33.6 |
| Heat wave | Relatively Moderate | 1st | 1.1 of 5 | <1% | 7.5 |
Hail exposure and deductible structure
Hail scores 1.3 of 5, which sits in the 1% to 2% percentage deductible range carriers are quoting for that exposure. Named windstorm and severe convective wind score 4.3 of 5, indicating a 2% to 5% wind deductible. Ranges, not single figures. The final structure is set by the carrier.
Percentage hail deductible range: 1% to 2% of insured value. Wind deductible range: 2% to 5%. These are the structures commonly seen at this exposure, not an offer and not a rate.
Model hail, wind and flood exposure for Middlesex County in the weather risk calculator
Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile. Full data sources and the solar vulnerability methodology are in the weather risk calculator.
Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level. The solar vulnerability layer that turns FEMA building loss into modeled solar loss was derived by Bywatts and revised on physical reasoning. It has not been reviewed by a practising underwriter.