MOUNTAIN CREEK SOLAR FACILITY

Operating

Solar power plant

Primary fuel
Solar
County
Sussex County
Operator
KDC SOLAR O&M LLC
Status
Operating
Commissioned
2019
EIA plant ID
58364
Coordinates
41.2003, -74.4919

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MOUNTAIN CREEK SOLAR FACILITY, a Solar power plant in Sussex County, New Jersey. Operated by KDC SOLAR O&M LLC, commissioned 2019.

Weather peril exposure

MOUNTAIN CREEK SOLAR FACILITY is a solar power plant in Sussex County, NJ, operated by KDC SOLAR O&M LLC, commissioned in 2019. Sussex County carries low modeled catastrophe exposure in the FEMA National Risk Index, scoring 1.7 of 5 at the 17th national percentile. Strong wind is the leading peril, rated Very High by FEMA at the 98th percentile.

1.7 of 5Modeled catastrophe exposure
LowExposure band
Strong windLeading peril
ConstrainedInsurability signal

Sussex County hazard ratings

PerilFEMA ratingNational percentilePeril scoreShare of modeled lossEvents per year
Strong windVery High98th4.9 of 565%5.1
HurricaneRelatively Low62nd3.5 of 59%0.06
EarthquakeRelatively Low57th3.3 of 51%<0.01
Winter weatherRelatively Moderate49th3.0 of 51%16.2
Riverine floodingRelatively Moderate45th2.8 of 513%1.7
LightningRelatively Moderate39th2.6 of 51%31.1
WildfireVery Low39th2.6 of 5<1%<0.01
Ice stormRelatively Low31st2.3 of 51%0.98
TornadoRelatively Low23rd1.9 of 55%0.19
HailVery Low9th1.4 of 54%2.5
Heat waveRelatively Low0th1.0 of 5<1%4.0

Perils not assessed in Sussex County

These perils carry no usable National Risk Index figure for this county, so they are excluded from the scoring rather than scored zero. A zero would claim the peril was assessed and found benign.

PerilWhy it is not scored
Coastal floodingFEMA rating is "Not Applicable" for this county

Hail exposure and deductible structure

Hail scores 1.4 of 5, which sits in the 1% to 2% percentage deductible range carriers are quoting for that exposure. Named windstorm and severe convective wind score 4.9 of 5, indicating a 5% to 10% wind deductible. Ranges, not single figures. The final structure is set by the carrier.

Percentage hail deductible range: 1% to 2% of insured value. Wind deductible range: 5% to 10%. These are the structures commonly seen at this exposure, not an offer and not a rate.

Model hail, wind and flood exposure for Sussex County in the weather risk calculator

Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile. Full data sources and the solar vulnerability methodology are in the weather risk calculator.

Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level. The solar vulnerability layer that turns FEMA building loss into modeled solar loss was derived by Bywatts and revised on physical reasoning. It has not been reviewed by a practising underwriter.