MURRAY HILL SOLAR
OperatingSolar power plant
- Capacity
- 1 MW
- Primary fuel
- Solar
- County
- Union County
- Operator
- CONSOLIDATED EDISON DEVELOPMENT INC.
- Status
- Operating
- Commissioned
- 2011
- EIA plant ID
- 57471
- Coordinates
- 40.6843, -74.4044
MURRAY HILL SOLAR, a 1 MW Solar power plant in Union County, New Jersey. Operated by CONSOLIDATED EDISON DEVELOPMENT INC., commissioned 2011.
Weather peril exposure
MURRAY HILL SOLAR is a 1 MW solar power plant in Union County, NJ, operated by CONSOLIDATED EDISON DEVELOPMENT INC., commissioned in 2011. Union County carries low modeled catastrophe exposure in the FEMA National Risk Index, scoring 1.3 of 5 at the 6th national percentile. Earthquake is the leading peril, rated Relatively Moderate by FEMA at the 79th percentile.
Union County hazard ratings
| Peril | FEMA rating | National percentile | Peril score | Share of modeled loss | Events per year |
|---|---|---|---|---|---|
| Earthquake | Relatively Moderate | 79th | 4.2 of 5 | 3% | <0.01 |
| Hurricane | Relatively Moderate | 69th | 3.7 of 5 | 31% | 0.11 |
| Riverine flooding | Relatively High | 69th | 3.7 of 5 | 31% | 3.4 |
| Ice storm | Very High | 64th | 3.6 of 5 | 6% | 0.74 |
| Coastal flooding | Relatively Moderate | 49th | 3.0 of 5 | 7% | 3.8 |
| Winter weather | Very High | 43rd | 2.7 of 5 | 1% | 11.0 |
| Strong wind | Very High | 30th | 2.2 of 5 | 6% | 6.4 |
| Wildfire | Very Low | 23rd | 1.9 of 5 | <1% | <0.01 |
| Lightning | Very High | 21st | 1.9 of 5 | 1% | 33.7 |
| Tornado | Relatively Moderate | 19th | 1.8 of 5 | 7% | 0.04 |
| Hail | Very Low | 8th | 1.3 of 5 | 7% | 2.4 |
| Heat wave | Relatively Moderate | 8th | 1.3 of 5 | <1% | 9.4 |
Hail exposure and deductible structure
Hail scores 1.3 of 5, which sits in the 1% to 2% percentage deductible range carriers are quoting for that exposure. Named windstorm and severe convective wind score 3.7 of 5, indicating a 2% to 5% wind deductible. Ranges, not single figures. The final structure is set by the carrier.
Percentage hail deductible range: 1% to 2% of insured value. Wind deductible range: 2% to 5%. These are the structures commonly seen at this exposure, not an offer and not a rate.
Modeled annual loss for a 1 MW solar array
At an assumed replacement value of $0.90 per watt, or $900,000 insured, the modeled expected annual loss for a fixed tilt ground mount array in Union County is $147 a year, $147 per MW, 0.02% of insured value.
Heat is modeled as a production risk rather than a property loss: 0.2% of annual yield in this county.
Insurability signal: Standard. Named windstorm and severe wind at 3.7 of 5.
Model hail, wind and flood exposure for Union County in the weather risk calculator
Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile, and the modeled loss applies the Bywatts solar vulnerability layer. Full data sources and the solar vulnerability methodology are in the weather risk calculator.
Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level. The solar vulnerability layer that turns FEMA building loss into modeled solar loss was derived by Bywatts and revised on physical reasoning. It has not been reviewed by a practising underwriter.