SOLAR STAR NEW JERSEY NJ LLC

Operating

Solar power plant

Capacity
2 MW
Primary fuel
Solar
County
Somerset County
Operator
SOLAR STAR NEW JERSEY VI LLC
Status
Operating
Commissioned
2012
EIA plant ID
58402
Coordinates
40.4014, -74.6696

See it on the map

SOLAR STAR NEW JERSEY NJ LLC, a 2 MW Solar power plant in Somerset County, New Jersey. Operated by SOLAR STAR NEW JERSEY VI LLC, commissioned 2012.

Weather peril exposure

SOLAR STAR NEW JERSEY NJ LLC is a 2 MW solar power plant in Somerset County, NJ, operated by SOLAR STAR NEW JERSEY VI LLC, commissioned in 2012. Somerset County carries low modeled catastrophe exposure in the FEMA National Risk Index, scoring 1.4 of 5 at the 9th national percentile. Riverine flooding is the leading peril, rated Relatively High by FEMA at the 80th percentile.

1.4 of 5Modeled catastrophe exposure
LowExposure band
Riverine floodingLeading peril
StandardInsurability signal

Somerset County hazard ratings

PerilFEMA ratingNational percentilePeril scoreShare of modeled lossEvents per year
Riverine floodingRelatively High80th4.2 of 530%6.3
EarthquakeRelatively Low73rd3.9 of 52%<0.01
Ice stormRelatively High70th3.8 of 57%0.95
HurricaneRelatively Moderate69th3.8 of 527%0.11
Strong windRelatively High64th3.6 of 518%6.8
Winter weatherRelatively High54th3.1 of 51%12.0
LightningRelatively High42nd2.7 of 51%34.1
WildfireVery Low33rd2.3 of 5<1%<0.01
TornadoRelatively Moderate24th2.0 of 58%0.12
Coastal floodingVery Low9th1.3 of 5<1%0.01
HailVery Low8th1.3 of 56%2.4
Heat waveRelatively Moderate2nd1.1 of 5<1%7.4

Hail exposure and deductible structure

Hail scores 1.3 of 5, which sits in the 1% to 2% percentage deductible range carriers are quoting for that exposure. Named windstorm and severe convective wind score 3.8 of 5, indicating a 2% to 5% wind deductible. Ranges, not single figures. The final structure is set by the carrier.

Percentage hail deductible range: 1% to 2% of insured value. Wind deductible range: 2% to 5%. These are the structures commonly seen at this exposure, not an offer and not a rate.

Modeled annual loss for a 2 MW solar array

At an assumed replacement value of $0.90 per watt, or $1.4M insured, the modeled expected annual loss for a fixed tilt ground mount array in Somerset County is $263 a year, $175 per MW, 0.02% of insured value.

Heat is modeled as a production risk rather than a property loss: 0.0% of annual yield in this county.

Insurability signal: Standard. Named windstorm and severe wind at 3.8 of 5.

Model hail, wind and flood exposure for Somerset County in the weather risk calculator

Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile, and the modeled loss applies the Bywatts solar vulnerability layer. Full data sources and the solar vulnerability methodology are in the weather risk calculator.

Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level. The solar vulnerability layer that turns FEMA building loss into modeled solar loss was derived by Bywatts and revised on physical reasoning. It has not been reviewed by a practising underwriter.