LONG ISLAND SOLAR FARM LLC

Operating

Solar power plant

Capacity
32 MW
Primary fuel
Solar
County
Suffolk County
Operator
LONG ISLAND SOLAR FARM LLC
Status
Operating
Commissioned
2011
EIA plant ID
57589
Coordinates
40.8584, -72.8522

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LONG ISLAND SOLAR FARM LLC, a 32 MW Solar power plant in Suffolk County, New York. Operated by LONG ISLAND SOLAR FARM LLC, commissioned 2011.

Weather peril exposure

LONG ISLAND SOLAR FARM LLC is a 32 MW solar power plant in Suffolk County, NY, operated by LONG ISLAND SOLAR FARM LLC, commissioned in 2011. Suffolk County carries low modeled catastrophe exposure in the FEMA National Risk Index, scoring 1.6 of 5 at the 15th national percentile. Coastal flooding is the leading peril, rated Very High by FEMA at the 86th percentile.

1.6 of 5Modeled catastrophe exposure
LowExposure band
Coastal floodingLeading peril
StandardInsurability signal

Suffolk County hazard ratings

PerilFEMA ratingNational percentilePeril scoreShare of modeled lossEvents per year
Coastal floodingVery High86th4.4 of 547%3.8
HurricaneRelatively High78th4.1 of 538%0.20
EarthquakeRelatively Moderate65th3.6 of 51%<0.01
WildfireRelatively Low34th2.3 of 5<1%<0.01
Ice stormVery High28th2.1 of 51%0.67
Winter weatherVery High19th1.7 of 5<1%10.3
TornadoRelatively Moderate12th1.5 of 52%0.47
LightningVery High9th1.4 of 5<1%23.8
Riverine floodingRelatively High9th1.4 of 59%3.5
Strong windRelatively High9th1.3 of 51%3.2
Heat waveRelatively Moderate6th1.3 of 5<1%3.9
HailRelatively Low3rd1.1 of 51%1.3

Hail exposure and deductible structure

Hail scores 1.1 of 5, which sits in the 1% to 2% percentage deductible range carriers are quoting for that exposure. Named windstorm and severe convective wind score 4.1 of 5, indicating a 2% to 5% wind deductible. Ranges, not single figures. The final structure is set by the carrier.

Percentage hail deductible range: 1% to 2% of insured value. Wind deductible range: 2% to 5%. These are the structures commonly seen at this exposure, not an offer and not a rate.

Modeled annual loss for a 32 MW solar array

At an assumed replacement value of $0.90 per watt, or $28.4M insured, the modeled expected annual loss for a fixed tilt ground mount array in Suffolk County is $7,530 a year, $239 per MW, 0.03% of insured value.

Heat is modeled as a production risk rather than a property loss: 0.2% of annual yield in this county.

Insurability signal: Standard. Named windstorm and severe wind at 4.1 of 5.

Model hail, wind and flood exposure for Suffolk County in the weather risk calculator

Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile, and the modeled loss applies the Bywatts solar vulnerability layer. Full data sources and the solar vulnerability methodology are in the weather risk calculator.

Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level. The solar vulnerability layer that turns FEMA building loss into modeled solar loss was derived by Bywatts and revised on physical reasoning. It has not been reviewed by a practising underwriter.