HAYNES FARM

Operating

Solar power plant

Primary fuel
Solar
County
Lincoln County
Operator
HAYNES FARM LLC
Status
Operating
Commissioned
2013
EIA plant ID
58332
Coordinates
35.5258, -81.2353

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HAYNES FARM, a Solar power plant in Lincoln County, North Carolina. Operated by HAYNES FARM LLC, commissioned 2013.

Weather peril exposure

HAYNES FARM is a solar power plant in Lincoln County, NC, operated by HAYNES FARM LLC, commissioned in 2013. Lincoln County carries moderate modeled catastrophe exposure in the FEMA National Risk Index, scoring 1.8 of 5 at the 21st national percentile. Ice storm is the leading peril, rated Relatively High by FEMA at the 85th percentile.

1.8 of 5Modeled catastrophe exposure
ModerateExposure band
Ice stormLeading peril
StandardInsurability signal

Lincoln County hazard ratings

PerilFEMA ratingNational percentilePeril scoreShare of modeled lossEvents per year
Ice stormRelatively High85th4.4 of 59%1.7
LightningRelatively Moderate71st3.8 of 51%51.7
EarthquakeRelatively Low64th3.6 of 51%<0.01
Riverine floodingRelatively Moderate55th3.2 of 513%0.89
HurricaneRelatively Low53rd3.1 of 53%0.06
TornadoRelatively Moderate46th2.8 of 514%0.13
HailRelatively Low33rd2.3 of 556%5.3
Strong windRelatively Moderate21st1.9 of 52%2.4
WildfireVery Low20th1.8 of 5<1%<0.01
Heat waveRelatively Low13th1.5 of 5<1%1.3
Winter weatherRelatively Low4th1.1 of 5<1%6.0

Perils not assessed in Lincoln County

These perils carry no usable National Risk Index figure for this county, so they are excluded from the scoring rather than scored zero. A zero would claim the peril was assessed and found benign.

PerilWhy it is not scored
Coastal floodingFEMA rating is "Not Applicable" for this county

Hail exposure and deductible structure

Hail scores 2.3 of 5, which sits in the 1% to 2% percentage deductible range carriers are quoting for that exposure. Named windstorm and severe convective wind score 3.1 of 5, indicating a 1% to 2% wind deductible. Ranges, not single figures. The final structure is set by the carrier.

Percentage hail deductible range: 1% to 2% of insured value. Wind deductible range: 1% to 2%. These are the structures commonly seen at this exposure, not an offer and not a rate.

Model hail, wind and flood exposure for Lincoln County in the weather risk calculator

Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile. Full data sources and the solar vulnerability methodology are in the weather risk calculator.

Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level. The solar vulnerability layer that turns FEMA building loss into modeled solar loss was derived by Bywatts and revised on physical reasoning. It has not been reviewed by a practising underwriter.