LAKE LURE

Operating

Hydro power plant

Capacity
4 MW
Primary fuel
Hydro
County
Rutherford County
Operator
LAKE LURE TOWN OF
Status
Operating
Commissioned
1927
EIA plant ID
2773
Coordinates
35.4265, -82.1843

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LAKE LURE, a 4 MW Hydro power plant in Rutherford County, North Carolina. Operated by LAKE LURE TOWN OF, commissioned 1927.

Weather peril exposure

LAKE LURE is a 4 MW hydro power plant in Rutherford County, NC, operated by LAKE LURE TOWN OF, commissioned in 1927. Rutherford County carries moderate modeled catastrophe exposure in the FEMA National Risk Index, scoring 1.9 of 5 at the 23rd national percentile. Ice storm is the leading peril, rated Relatively High by FEMA at the 87th percentile.

The Bywatts loss layer is calibrated to solar PV hardware, so it is not applied to a hydro plant. The ratings below are the FEMA National Risk Index county hazard ratings for this location.

1.9 of 5Modeled catastrophe exposure
ModerateExposure band
Ice stormLeading peril
Relatively LowFEMA county risk rating

Rutherford County hazard ratings

PerilFEMA ratingNational percentilePeril scoreEvents per year
Ice stormRelatively High87th4.5 of 51.8
LightningRelatively Moderate74th4.0 of 555.0
EarthquakeRelatively Low71st3.8 of 5<0.01
Riverine floodingRelatively Moderate70th3.8 of 50.89
HurricaneRelatively Low59th3.4 of 50.04
WildfireVery Low53rd3.1 of 5<0.01
TornadoRelatively Moderate44th2.8 of 50.27
HailRelatively Low33rd2.3 of 55.2
Strong windRelatively High30th2.2 of 52.3
Heat waveVery Low11th1.4 of 50.57
Winter weatherRelatively Low6th1.2 of 56.1

Perils not assessed in Rutherford County

These perils carry no usable National Risk Index figure for this county, so they are excluded from the scoring rather than scored zero. A zero would claim the peril was assessed and found benign.

PerilWhy it is not scored
Coastal floodingFEMA rating is "Not Applicable" for this county

Model hail, wind and flood exposure for Rutherford County in the weather risk calculator

Ratings are the FEMA National Risk Index county hazard ratings; the peril score is a Bywatts transform of the FEMA national percentile. Full data sources and the solar vulnerability methodology are in the weather risk calculator.

Modeled estimate for screening and negotiation. Built from FEMA National Risk Index county hazard data and a solar vulnerability layer documented above. Not a quote, a binder, or actuarial advice, and not a substitute for a carrier's own model. Hazard data: FEMA National Risk Index December 2025, synced 2026-07-24. Resolution is county level, not site level.